The NIRRA mobile application is a one-stop-shop for all lifestyle services. Send and receive money to anyone instantly. Pay your bills from the comfort of your home. Shop and pay in instalments or apply for a loan on NIRRA. NIRRA is one of the smartest, convenient & secured ways to do airtime top-up, pay your utility bills & much more, all at the BEST price! Your NIRRA Wallet offers you a payment experience that is simple, secure and stress-free.
You can apply for a loan through the app by filling out a simple application form and submitting the required documents.
The eligibility criteria typically include age, income, credit history, and other factors. These criteria may vary depending on the type of loan you are applying for.
The maximum and minimum loan amounts depend on the type of loan product you select.
You can find the specific interest rates for each loan product in the app. Can I repay the loan before the tenure ends?
This is the core of Nirra, we are simply a marketplace for you to find exchange rates that you think is fair.
Yes, you can repay the loan before the tenure ends.
We are committed to transparency, and there are no hidden charges. All applicable charges will be clearly communicated to you before you proceed with the loan application.
We use the latest encryption and security measures to safeguard your personal and financial information. Your data security and privacy are of utmost importance to us.
Yes, we frequently offer special deals and exclusive offers on various lifestyle products and services for our app users. Keep an eye on the app for the latest promotions.
Yes, the app provides a feature to track your lifestyle expenses, helping you understand your spending patterns and make informed financial decisions.
The savings feature offers various benefits such as a quick save option, amazing interest rates, and tools to help you achieve your financial goals.
Yes, the app offers competitive interest rates on the savings account balance, helping your money grow over time and maximising your savings potential.
You can use your savings as collateral to request a loan to access some funds before the maturity date.
There are no additional fees or charges on your savings.